Our Services

Wills

Have you forgotten to make a Will? Research conducted in 2019 showed that 54% of adults in the United Kingdom did not have a valid Will in place. It is a common mistake to assume that you may not need a Will on the basis that you may believe you do not not own much, that everything will go to your spouse, partner or children automatically, that someone will sort your estate out after your death anyway, or that you are too young to have a Will written. Sadly, it is never as easy as that and your estate may be disposed in a manner you do not want.

A valid and tailored Will does so much more than what you may believe. It allows you to direct your estate to whoever you wish and allows you to choose who will implement this. A Will provides security for your spouse, partner or children after your passing and also provides for the appointment of trusted Guardians for your children. Wills also allow you to consider other matters, such as funeral wishes, organ donation and foreign property. Most importantly, it provides you and your loved ones with emotional peace of mind.

We can provide you with a high quality, bespoke Will, tailored to the needs of you as an individual and your family dynamic, no matter how simple or advanced. It is so important, whether you’re 18 years old or 100 years old, to have a valid Will prescribed to ensure that your estate and wishes are managed exactly how you desire them to be.

Trusts

More often than not, there will be a need for an added layer of protection and planning to your Will, based on the nuances of your estate and how you wish for it to be disposed. Building in a Trust to your Will can do exactly that. The purpose of a Trust is to place your assets into the care and temporary ownership of someone you have confidence in, in order for them to later dispose your assets to your chosen beneficiaries once a certain situation has occured.

An example of when a Trust may be needed is when someone holds your share of your property to later dispose to your children once they turn 18, or to ensure your spouse or partner maintains the right to live in the property until they later pass away or choose to sell the property. A Trust may also be required to dispose of your business in a proper way if you are a business owner, or if you wish to provide for your children who suffer from disabilities. The most imporant function of a Trust is to protect your assets against any potential risks, such as mitigating against Inheritance Tax, care costs, or any potential second marriage or sideways disinheritance.

We aim to build a rapport with you and listen carefully to gain a full understanding of your estate, the complexities of it and how you wish for it to be disposed, in order for us to properly advise if including Trusts in addition to your Will would be beneficial in relation to what you want your Will to achieve.

Lasting Power of Attorney (LPAs)

The potential that you or your loved ones could be faced with an unwelcomed situation that you did not prepare for is high. There is plenty of situations when someone could lose their mental capacity out-of-the-blue in an instant, whether it be a degenerative illness such as Alzheimer’s or another form of Dementia, serious accidents or incidents such as a car collision, brain injury or stroke, and all other sudden events with lasting devestating effects for all loved ones.

If you or a loved one were to lose mental capacity with no adequate provisions in place, what would follow is a long, arduous and very costly process where you would need to apply to the Court of Protection to appoint a deputy to manage the affairs of the person who has lost capacity. As formerly mentioned, this process can take up to six months, costs a lot of money and provides no autonomy for anyone to manage the impacted person’s affairs, with account freezes and other issues prevalent.

These problems can be avoided however, by making a Lasting Power of Attorney (LPAs) in advance of loss of capacity. The advantage of having LPAs in place instead of a Deputyship Order are notable. It takes a much shorter time to register than a deputy, the costs of making and registering LPAs are significantly lower, and LPAs can be registered for an individual whilst they still have capacity so they can have peace of mind knwoing their affairs are being managed appropriately by someone they know and trust. If you want the security of knowing that all your financial, property, health and welfare affairs and decisions are being handled by someone you trust, contact us to make your LPAs today.

Your home is your castle and most want to protect and secure their castle against all potential threats. A home also faces many potential threats which are not obvious or even known to the naked eye. If you were to pass away without adequate estate planning in place in the form of a basic Will or no Will at all, your share of your property may not be disposed of how you intended it to in a Will, no matter how simple or advance the instructions were.

The potential threats that your property may face upon your passing include your property being used to pay for your surviving partner or spouse’s potential care fees if they were placed in care later in life. In some scenarios, if you were to pass away and leave the property to your surviving spouse or partner, they could choose to write or re-write their own will to not include any of your children or loved ones, those who you intended to benefit from your Will. There may be a scenario where your surviving spouse or partner gets married to a new partner after your passing. This new marriage would effectively invalidate your surviving spouse or partner’s will and you then run the risk of your child or other loved ones being unintentionally disinherited. The threats to your property are sadly not limited.

Whilst the threats to your property are actively present, there are ways to negate against these threats. Glozier Wills and Estate Planning offer easy and hassle-free advice and estate planning solutions to ringfence your property against any potential implications such as future care fees or other fees such as tax, intentional or unintentional disinheritance or any other threats to the property, all while giving your family the right to benefit and enjoy the property until the time to sell is right.

Each charity does so much amazing and thankless work for so many people in difficult and sensitive situations. Often, people are at a loss as to how they can thank a charity for helping them navigate these situations. The reality is that these amazing charities rely on donations from the public to keep them operating and providing an amazing service for those who benefit from the work of the charity.

What better way to thank a charity that has positively impacted you or your loved one’s life than by leaving a gift to a charity in your will? We will help you easily navigate the process of leaving a gift to a charity of your choosing in your will, all whilst protecting your gift against any potential tax implications that could be presented alongside a charitable gift.

As well as the above, Glozier Wills and Estate Planning offer a full-range of Wills and estate planning services and solutions, bespoke to each individual and family. We believe that listening to you and understanding what you wish to achieve is essential to providing you with a high-quality product and service that leaves you feeling at peace regarding your future.

We place high importance in building a flourishing relationship with our clients and encourage open, honest and productive communication in order to achieve that. We are happy to offer a FREE telephone consultation in order to discuss your estate planning needs and also offer home visits and web conference calls to ensure clarity in your instructions for your estate.

Contact us today to book a FREE telephone consultation so that you can discuss how best to prepare for the future for you and your family.